Disclaimer

Last updated: [DATE]

  1. Regulated status

Regulated investment services are provided through [FULL LEGAL NAME OF LICENSED ENTITY], authorised and regulated by [REGULATOR]. [DESCRIPTION OF THE ARRANGEMENT AND WHAT IT COVERS]. [PUBLIC REGISTER REFERENCE AND LINK.]

Consulting services provided by Independent Consulting that fall outside the regulated perimeter are provided separately and are not covered by that authorisation. Where you are uncertain which applies to a particular engagement, the written engagement agreement will state it.

  1. General information only

Nothing on this website, and nothing in any email, newsletter, research note or other communication issued from this domain, constitutes a personal recommendation. Content is general in nature and does not take account of the objectives, financial situation or particular needs of any individual reader. Any views expressed are those of the author at the time of writing and are subject to change without notice.

  1. No offer or solicitation

No content on this site is an offer, solicitation or recommendation to buy, sell or subscribe to any security, fund, financial instrument or investment product, nor to enter into any transaction. No content is directed at any person in any jurisdiction where its publication or availability would be contrary to local law or regulation.

  1. Investment risk

All investment involves risk, including the risk of losing some or all of the capital invested. Past performance is not a reliable indicator of future results. The value of investments and the income from them can fall as well as rise.

  1. Third party content

This site may reference or link to third party information. No responsibility is accepted for the accuracy or completeness of information originating from third parties, and no endorsement is implied.

  1. Email communications

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Any email and its attachments are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, please notify the sender immediately and delete the message from your system. Any unauthorised disclosure, copying, distribution or use of such a communication is strictly prohibited.

  1. Limitation of liability

To the fullest extent permitted by law, no liability is accepted for any loss or damage of any kind arising from reliance on any content published on or distributed from this site.